Shameless Pet Plan Insurance Plug

OOPS I meant the last entry to segway into the fact that we received the result of our insurance claim for Maki's mushroom toxicity this week but forgot to write this up.

Here's the details on the insurance we had from Pet Plan.  Our per incident deductible was $200, with 0% coinsurance for regular vet and 30% coinsurance for specialist, emergency and referrals.  We paid $183 for one year with a maximum coverage of $8,000.

.....the bill was just under $4000 for Maki.  We received a check for $3800 which is the total amount minus our $200 deductible :)  In addition they sent us a condolence card, cancelled his policy and refunded $80 without me even remembering to cancel it.  All in all we've been incredibly impressed by Pet Plan's insurance.  I honestly didn't think they would actually pay us and if they did I totally didn't expect it to be that much.  We also submitted a claim for his stomach illness from September and they reimbursed us $150 for a $350 bill.  We submitted that claim in January just before the 3-month claim cut off.  So we've been testing them and they've been passing!

Needless to say Helix was enrolled and completed his 2-week waiting period on January 8th.  We stepped up his coverage to have just a $100 incident deductible and paid $279 for 1-year.  His latest incident racked up just over $600 so if all goes well again we will be very thankful to have purchased with Pet Plan.

I did a bunch of research prior to initially going with Pet Plan and there were some other good insurance companies but Pet Plan had the best personal reviews of actual claims.  But like all of the policies it has exceptions and fine print but in the end it is definitely one of the top choices in my opinion.